Top perksLike other balance transfer cards we’ve reviewed, the Navy Federal Credit Union Platinum card offers several perks designed to help you get out of debt. Let’s take a look at some of the card’s headliners.Low introductory APROne of the top perks is the introductory 0.99% APR for balance transfers. This promotion lasts 12 months, after which your APR will scale up to 11.24% – 18.00% (Variable). While we don’t encourage carrying a balance past 12 months, it’s encouraging to see the card’s regular APR is still lower than most credit cards.No balance transfer feesMost balance transfer cards will charge fees to initiate a balance transfer, usually between 3% and 5% of the total transfer. The Navy Federal Credit Union Platinum card, however, doesn’t. This card’s $0 balance transfer fee is pretty unusual and could make this card one of the cheapest balance transfer cards on the market.To demonstrate how much you could save, let’s compare it to a card that imposes a 3% balance…
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